Alabama | Current license: state's seal in UV ink on front. Prior license: no UV features |
Alaska | "Alaska" repeats on left and right edge of license and is visible under UV light |
Arizona | "Grand Canyon State" and state silhouette in holographic overlay with state seal; state seal is visible on front of license under UV light |
California | Multicolor state flags will appear on lower front of license; usually three flags are visible under UV light |
Colorado | State seal appears in UV ink for all licenses after July 2002 |
Connecticut | License number, holder's name, birth date and two lighthouses visible on front in UV ink |
Delaware | Holographic overlay with repeating pattern of horse and rider; state seal in UV ink on back |
District of Columbia | Has security overlay with "WASHINGTON DC" and "THE AMERICAN EXPERIENCE" visible under UV light |
Florida | Large photo ID license includes secondary ghost image and holder's last name visible under UV light. Smaller photo IDs will display State Seal and camera number overlapping photo plus vertical "FLORIDA" |
Georgia | Current license (2009): fine line background, front state seal and "Georgia" in OVI that glows under UV light. Prior license: no UV features |
Hawaii | Current license: "HAWAII" repeating across left and right edges of license and is visible under UV light. Prior license: repeated holographic overlay of a Hibiscus flower and "ALOHA STATE" |
Idaho | A holographic pattern of gold state outline and name visible under UV light; gold state seal repeats under UV light |
Illinois | Current license: a portion of "ILLINOIS" repeating across the face of the license under UV light. Prior license: "A Safer State with .08" repeated across license |
Indiana | Current license: holder's name and birth date across bottom of larger photo visible under UV light. Prior license (2004): showed a pattern of torch and stars |
Iowa | Current license: state name and flower repeating in overlay. Prior license: state name repeated in UV ink with final "IOWA" preceded by two stars |
Kansas | Current license (2005): row of the state flower and "KANSAS" across the top – visible under UV light |
Kentucky | "THE BLUE GRASS STATE" visible under UV, repeating security feature of stylized "K" within a box and "KENTUCKY TRANSPORTATION CABINET" micro printed |
Louisiana | Current license has state seal repeating in full-color UV ink and optical variable device of state outline – fine line printing of heading |
Maryland | Current license (2004) has "Maryland" repeating across the face of the license |
Massachusetts | Current license: fine line background license and state seal repeating in UV ink. Prior license: pattern of "MA" repeating across the face of the license |
Michigan | Current license: enhanced fine line license and two state seals visible under UV light. Prior license: one state seal in center of license |
Minnesota | Current license: holographic state seal under UV light. Prior license: holographic state name and snowflakes – loons visible under UV light |
Mississippi | Current license: repetitive holographic pattern of state seal and "DPS" |
Missouri | Current license: outline of the state and "SHOW ME." Prior License: "MISSOURI" ran through the license and appeared under UV light |
Montana | Current license: repeating pick and shovel in UV ink. Prior license: "MONTANA" repeated diagonally across license in UV light |
Nebraska | Current license: fine line license has "NE" from Nebraska fluoresces as well as a star on bottom right of photo under the UV light. Prior license: variable pattern of state name and seal appear under UV light |
Nevada | Current license: fine line background license and has repeating state seal under UV light. Prior license (2008): no UV features |
New Hampshire | Current license: "New Hampshire" appearing twice vertically at left and right. Prior license: gold "New Hampshire" as same style as the heading and appeared under UV light |
New Jersey | Current license: driver's name and DOB in bottom half of large photo appears under UV light |
New Mexico | Current license: "NEW" and "MEXICO" diagonally across the center and a row of small squares are visible under UV light. Prior license: state symbol and state name appeared under UV light on back of license |
New York | Current license: two coats of arms will appear, one in center and a smaller coat of arms across the top of the photo, both visible under UV light. "NY" also repeats in rows across the back and is also visible under UV light. Prior license: one large coat of arms visible under UV light on front |
Ohio | Current license: fine line background license and fluoresces state outline in upper right photo corner – both visible under UV light |
Oklahoma | Current license: ghost image, state seal and Department of Public Safety seal also repeats under UV light. "Oklahoma" repeats in background on front of license |
Oregon | "Oregon" is diagonally repeated on front of license and is also visible under UV light |
Pennsylvania | Current license: keystone outline enclosing "PA" repeating across the top and back, which is visible under the UV light. Prior license: fluoresce "Pennsylvania" pattern repeating on back – visible under UV light |
Rhode Island | Current license has state flag emblem visible under UV light. OVD embedded pattern of "RIDMV" and state seal visibly in overlay |
South Dakota | "South Dakota" repeats in stylized script across front of license |
Texas | Current license: first of the three stars (on front in the data area) is fluoresce under UV light. Back of license includes a ghost image and birth date visible under UV light. Prior license: repeated "TEXAS" in metallic ink – visible under UV light |
Utah | Current license: fine line background license has "UT" repeating under UV light. Prior license: multiple state seals appear under UV light |
Vermont | Current license: "Vermont" repeats diagonally across top and horizontally across bottom on front of license – visible under UV light |
Virginia | Current license (2009): state seal, DMV logo and text visible under UV light. Prior license: no UV features |
Washington | UV-sensitive state seal image will appear across the middle of the license |
West Virginia | Current license: green outline of state with yellow overlapping "WV" repeating across the middle, and a green and yellow state seal overlaps photo on the bottom left |
Wisconsin | Current license: wavy stripes visible under UV light. Prior license: holographic pattern of state name and state seal, plus "WISCONSIN DEPARTMENT OF TRANSPORTATION" appeared under UV light |
Wyoming | Current license: ghost image that appears under UV light. Prior license: repeated pattern of "Wyoming" on front of license – visible under UV light |
Only six states do not have a hidden UV ink image, which is only visible when the ID is placed under a black light. This is all the more reason settlement agents should ensure their offices are equipped with the UV-16 Fraud-Fighter™ machine. By placing the identification under the black light in the Fraud-Fighter™ machine, settlement agents can detect IDs that might be fraudulent. This tool is crucial in the fight against forgeries and is the most basic of coverage afforded to buyers and lenders who receive a title insurance policy. For more information on what to do if a fraudulent ID is discovered, refer to the June 2009 or September 2008 issues of Fraud Insights. These issues are posted on the Company's intranet at home.fnf.com under Internal Publications.
If you don't have the UV-16 Fraud-Fighter™ machine in your office, contact UVeritech™, Inc. at 800.883.8822 or visit their Web site at www.fraudfighter.com. Don't forget to ask for the FNF rate.