By Lisa A. Tyler
National Escrow Administrator

It is important to understand the FNTG Family of Companies has established policies and procedures in response to issues or challenges the industry is facing. One of those policies is our Document Execution Guidelines. It is imperative as a title insurance company we take steps to protect our insured from fraud and forgery. Therefore, documents which we rely on for insurability must be notarized in strict adherence with our underwriting requirements. The story "CAUTIONARY tale" is a reminder to all employees to comply with the Company's policies and procedures at all times. There was no reward in this story. Instead it illustrates how learning all of the Company's policies and procedures can result in a happy ending.

Being commissioned as a notary is an honor and responsibility. Each commissioned notary is personally liable for knowing the statutes and rules which govern the acts of the notary public. As a result, last year we provided twelve helpful articles to assist commissioned notaries in fulfilling their duties. Each article was followed by a poll question. Read the answers to each in the article entitled "NOTARY know how poll questions."

Have you ever received a call from a check cashing center asking you to verify whether a check is a valid check? Read "THEY just won't quit" to find out why it is important to take their call.

Continuing with our series on the topic of "PROPER document execution for recording and insuring," in this edition we will discuss when a borrower desires to sign their loan documents with their lender. SPOILER ALERT: A borrower signing closing documents in the presence of an employee of the funding lender is completely acceptable. Read "SIGNING with a lender" for more detailed information.

Be sure to answer the monthly document execution question to make certain you understand the tips shared and to increase your "PROPER document execution for recording and insuring" knowledge.