Forgeries, illegal deeds, missing heirs and imposters may adversely affect ownership rights in their property. Survey issues can also cause problems between neighbors. A buyer may have reviewed and approved a survey of their property prior to closing, but that does not mean other surveys do not exist. Other surveys could reflect different boundaries, resulting in a neighbor believing they own a portion of their neighbor's property. Unknown easements can affect an owner's use of their property. An unknown easement could determine whether a property owner can erect a wall or fence, or even build structures on the property.

Insured property owners who believe that a title defect exists should submit a claim by mail, fax or email at:

Anyone submitting a claim should include a letter outlining the issue(s), along with a copy of the title policy and any other documentation that they believe is relevant.