By Lisa A. Tyler
National Escrow Administrator

In 2019, we published a series of articles reinforcing the value of title insurance — our core product. Title insurance is an amazing, unique product which protects the American dream of homeownership. The national escrow administration team is always awed by the talented title officers and underwriters we have the pleasure to call colleagues. The story entitled "FRAUGERY" reveals some fraud and some forgery. It demonstrates the value of title insurance, and the importance of the title search and title clearance process.

Mobile driver's licenses are a thing of the near future. Several states are currently testing mobile applications which would enable a user to access a digital form of a driver's license or state issued identification in a secure app. In October 2019, Colorado authorized and legalized digital driver's licenses and identification cards. Read "COMING soon! digital driver's licenses."

Unlike the skimming devices used on automated teller machines (ATMs) and gas pumping stations, the e–skimmer exploits weak links in a company's online ordering site. When e–skimming occurs, an online shopper is unknowingly redirected to a malicious site where a skimming code is used to capture the customer's credit card information from what appears to be the check–out page. Read "WHAT is e–skimming?" for an eye–popping look at the latest cybercrime.